HARPTA – Hawaii Real Property Tax. An amount withheld form sale of Hawaii property belonging to a non-resident seller.

Heir – One who succeeds to the estate.

Holding Escrow – An arrangement whereby escrow holds the final title documents pursuant to an agreement of sale.

Holdover Tenant – A tenant who remains in possession of a property after expiration of lease term.

Homestead – A right given to a householder or head of family to designate real estate as his homestead and said homestead is exempt, up to a stated amount, form execution by his creditors; a tract of land whose ownership has been established under the provisions of the Homestead Act.

Home equity Loan – Home equity loans are revolving, open-end loan extended under a line of credit and secured by the borrower's residential property.

Hula Mae – The Hawaii Housing Authority issued tax-exempt revenue bonds to fund a mortgage loan program, offering first-time home buyers interest rates below conventional rates by way of the Housing and Loan Mortgage Act.

Hypothecate – To place property as security; to mortgage.